Get back on track with experienced Seattle bankruptcy lawyers & Everett bankruptcy attorneys.
Considering today’s economic climate, there is little wonder that so many people are having trouble staying on track financially. Even the United States government recently saw its credit rating slip, due to the fact that the nation’s debt is rising uncontrollably.
The bottom line is that honest, hard working family people fall behind on bills every day, but our Seattle bankruptcy attorneys and Everett bankruptcy lawyers can help you get back on track.
Sometimes financial trouble starts with a prolonged illness, or being laid off from a job. You can’t afford payments on one bill, and then it becomes two bills, and before you know it your financial engine has completely derailed. That’s when the phone calls start.
Angry creditors start calling you day and night, and have little concern for anything other than taking your money. When this happens, it’s time to start considering bankruptcy as an option. Whether you contact one of our Seattle bankruptcy lawyers, or our Everett bankruptcy attorneys, there is someone nearby who can help you determine if filing for bankruptcy is right for you.
Would you be able to get your finances back on track if you never had to pay another credit card bill? For many, the answer is “yes,” and by exploring your legal options with one of our qualified Seattle bankruptcy lawyers, or Everett bankruptcy attorneys, you might discover what no credit card debt feels like.
When your debts get out of control, it is easy to get trapped within a cycle wherein you fall further behind. Many people start feeling trapped, with all of the negative emotions that accompany the feeling of having no reasonable recourse.
It doesn’t help that creditors are often unsympathetic to your problems, no matter how legitimate they might be. It is vital to remember that your creditors will most likely attempt to make you feel like a failure if you decide to file for bankruptcy.
This is a ridiculous statement, and the only reason creditors tell you that bankruptcy is a bad idea is because they know that if you qualify, they will never get another penny of your money. They might even pretend to have your best interests at heart, and claim that they want “work with you,” but their motives are clear. If you are looking for someone to act in a caring and compassionate way toward relieving your debt, then you need look no further than our Seattle bankruptcy attorneys and Everett bankruptcy lawyers.
To find out if you qualify for debt relief by declaring bankruptcy, all you need to do is contact one of our lawyer offices. Our Seattle bankruptcy lawyers and Everett bankruptcy attorneys serve the residents of both communities, and with decades of combined experience handling complex Washington bankruptcy laws, we are ready to help you.
Our Seattle bankruptcy attorneys & Everett bankruptcy lawyers will help you understand the law.
There are some pretty amazing immediate benefits when you file for bankruptcy. One that often excites people the most is the fact that the harassing phone calls stop right away. This is because both our Seattle bankruptcy lawyers, and Everett bankruptcy attorneys, will immediately file your bankruptcy with the Court. When this happens, the Court issues an “automatic stay” in your case. This action makes it illegal for any creditors to contact you either by mail or by phone.
Obviously, this is a huge burden lifted, and it relieves a great deal of stress on you and your family. Our Everett bankruptcy lawyers and Seattle bankruptcy attorneys will also fight to stop foreclosure actions on your house, wage garnishments, active lawsuits or judgments, and any collections against you.
The benefits of filing for bankruptcy are many, and it’s important to understand the law is there to protect you. In fact, the law provides two bankruptcy options suited to help people obtain financial relief – Chapter 7 Bankruptcy, and Chapter 13 Bankruptcy. Whether you talk to one of our Seattle bankruptcy lawyers, or Everett bankruptcy attorneys, they will help you determine which bankruptcy option is best for you.
Chapter 7 bankruptcy.
Chapter 7 bankruptcy is not for everyone because there are certain requirements one must meet in order to qualify. However, if our Seattle bankruptcy attorneys determine that you meet those requirements, then your debt can be liquidated to pay off your creditors. While this doesn’t necessarily mean you will be forced to relinquish some of your personal property, it’s a good idea to discuss this with our qualified Everett bankruptcy lawyers to help you understand the possible outcomes.
Chapter 13 bankruptcy.
Chapter 13 bankruptcy is preferred by people who want to save their home from foreclosure. Our Seattle bankruptcy attorneys will work to have some of your debts completely eliminated or substantially reduced, including certain credit card debt or bad loans. Then the remaining debt is restructured so that you can afford to make regular payments on the debt for a period of three to five years. One of our Everett bankruptcy lawyers will work directly with your creditors to ensure you are getting the best terms possible.
An attorney from our team will help you decide which form of bankruptcy is best for your needs.
Deciding which form of Bankruptcy is right for you starts by consulting with our qualified Seattle bankruptcy lawyers and Everett bankruptcy attorneys. They will lay out your alternatives in a clear and concise way, so that you can make a decision that helps you get back on track.
When you consider that your alternatives might come down to either paying back all of your debt or filing bankruptcy, often the bankruptcy option is the least expensive. Retaining one of our Seattle bankruptcy attorneys, or Everett bankruptcy lawyers, will incur a fee that it surprisingly affordable.
Our Chapter 7 Bankruptcy fees usually run between $1,100 and $1,500, depending on the circumstances and specifics of your case. A Chapter 13 bankruptcy incurs an initial fee of $1,800, and the balance is usually around $1,700, making the total fee approximately $3,500. The balance of the fees can normally be paid out your payments to the trustee, so no more financial burden is created just when you are working to get a fresh start.
Whether you need to contact one of our Seattle bankruptcy lawyers, or Everett bankruptcy attorneys, your initial case evaluation will be free. This means it doesn’t cost you a single dime to make an informed decision about your financial future. And if you choose to retain an attorney from either of our offices, you will have a lawyer in your corner that will aggressively fight for you.
A new beginning for you and your family.
Now is the time to keep in mind that declaring bankruptcy can be a liberating action. If your debt keeps mounting the situation will feel like being on a runaway train, so getting on track is essential when it comes to your financial responsibilities.
Filing for bankruptcy is not the end, but rather, it signifies a new beginning for you and your family. Releasing yourself from the overwhelming burden of uncontrollable debt will let you get back to the things that are most important in life. Much of the worry for many people when they consider filing for bankruptcy is the threat of losing their home, or other personal property, and having to start all over with nothing.
While it is impossible to know your circumstances before you contact one of our Seattle bankruptcy attorneys or Everett bankruptcy lawyers, in the vast majority of cases our clients are able to keep their homes, cars, and other personal property. Even your retirement accounts can be saved, so the future you’ve worked so hard for remains viable.
Our Everett bankruptcy attorneys and Seattle bankruptcy lawyers will fight for you to discharge 100 percent of your qualifying debt AND keep all of your property. You worked your whole life to provide the lifestyle you wanted for your family, and we are here to help you preserve it.
Establishing your credit after bankruptcy can be surprisingly easy. There are groups of creditors who specifically cater to people who have filed for bankruptcy, and it can be another bright spot as you take control of your financial life. In other words, a new beginning is a chance for you to get back to the place you were at before your debt got out of control. To find out if you qualify for a Washington State bankruptcy, please contact one of our Seattle bankruptcy attorneys or Everett bankruptcy lawyers for your free case evaluation.
Full steam ahead with our Everett bankruptcy attorneys and Seattle bankruptcy lawyers.
It’s time to take the controls and get your financial engine operating at full speed. Our Seattle bankruptcy lawyers and Everett bankruptcy attorneys will aid you in achieving the maximum debt relief possible with their legal expertise.
Call a Seattle or Everett bankruptcy lawyer today!
Bankruptcy law is in place to protect good people in their time of difficulty, and our lawyers will help you find out if you qualify. Our attorneys will be there with you throughout the bankruptcy process and when it’s done, you will find that getting on track is the answer you’ve been looking for.
Seattle: (206) 686-6054